At Bells Accountants, we believe that financial education is one of the most valuable gifts we can give the next generation. While maths and English are essential subjects, many young people leave school without a practical understanding of money; how to earn it, save it, spend it wisely, or prepare for the future. 

That’s why we’re delighted to support the Money & You! book series, an engaging collection of guides designed to help children and young adults develop the financial knowledge they’ll use throughout their lives. 

A Project Close to Home 

The Money & You! series is particularly special to everyone at Bells Accountants because three of the books were written by our very own Joanne Bell, Managing Director, and Anna Young, Operations Manager. 

Drawing on their extensive experience in accountancy, business and financial education, Joanne and Anna co-authored: 

  • Earning Money & Paying Taxes 
  • Running a Business 
  • Spending & Budgeting 

Their aim was to make sometimes complex financial topics engaging, relatable and easy for young people to understand, helping readers develop skills that will benefit them throughout their lives. 

Why Financial Education Matters 

Managing money is a lifelong skill. From opening a first bank account to understanding payslips, budgeting for everyday expenses and planning for retirement, financial decisions affect almost every stage of life. 

Research has consistently shown that many young people enter adulthood without the confidence to make informed financial choices. By introducing these topics at an early age, parents, teachers and businesses can help build financial confidence that lasts a lifetime. 

At Bells Accountants, we see every day how understanding money can make a real difference, whether you’re managing personal finances, buying your first home or running a successful business. 

Introducing the Money & You! Series 

Created by Ruby Tuesday Books, the Money & You! series makes financial education accessible, engaging and easy to understand for readers aged 10 and above. 

Written in a friendly, conversational style, each book explores a different aspect of money management through practical examples, activities and discussion topics that encourage young readers to think about real-life financial decisions. 

The six titles cover: 

Bank Accounts & Borrowing Money 

An introduction to how banks work, opening an account, debit and credit cards, interest, overdrafts, loans and mortgages. 

Earning Money & Paying Taxes 

This book introduces young readers to different career paths, CVs, interviews, salaries and the role taxes play in funding the services we all rely on. 

Paying the Bills 

A practical guide to household finances, including rent, mortgages, utilities, food, transport, insurance and budgeting for everyday living. 

Running a Business 

This title is perfect for aspiring entrepreneurs, covering everything from developing business ideas and marketing to bookkeeping, accounts and taxation. 

Saving & Investing 

Children learn the importance of setting savings goals, understanding interest, investing, pensions and planning for their financial future. 

Spending & Budgeting 

This book helps young people understand smart spending habits, the difference between wants and needs, and how to create a realistic budget. 

Learning Beyond the Classroom 

Each title includes: 

  • Discussion topics to encourage conversations at home or in school. 
  • Practical activities and projects. 
  • A money quiz to reinforce learning. 
  • A useful financial glossary. 
  • Clear, engaging illustrations and examples. 

These features make the books valuable resources for parents, schools and anyone wanting to improve a young person’s financial literacy. 

Why Bells Accountants Supports Financial Literacy 

As trusted accountants serving individuals, families and businesses across South East London, Kent, we understand that good financial habits begin with good financial knowledge. 

Helping children understand money from an early age can lead to greater confidence, better financial decisions and stronger futures. 

Whether it’s learning how taxes fund public services, understanding the importance of saving, or discovering what it takes to run a business, these are lessons that benefit everyone. 

Find Out More 

The Money & You! series is suitable for readers aged 10+ and provides an excellent introduction to everyday financial topics in an engaging and accessible format. 

to learn more or order the books, visit the money & you! collection at ruby tuesday books:https://rubytuesdaybooks.com/product/money-and-you-set/. we invite you to use our special code: bells15 for a 15% discount. we can also arrange for you to send sets to your local school or youth groups with your business name inside the cover, at no extra charge.

At Bells Accountants, we’re passionate about helping people make informed financial decisions—whether they’re just starting their financial journey or managing an established business. 

If you’d like expert advice on your personal taxes, business tax planning or accounting, our friendly team is always here to help. 

Contact Bells Accountants today to discover how we can support you, your family or your business with practical, professional financial advice on 0208 850 0070.